I bought my house here in Carson in 1996. Since then I have paid a premium for homeowners insurance because my house was not within the acceptable proximity to a fire station. Most insurance companies I checked with would not insure me because of this, regardless of price.

Last summer I received a letter from my insurance company of 16 years, I have always paid my premiums and never made a claim, they said they were not renewing my policy when it expired at the end of the year. They gave a few legitimate enough complaints about the brush and building materials around my house as well as a few other excuses that I didn't agree with. There was too much brush and stuff around my house, after my car accident a few years back I just wasn't keeping up as good as I should have been with yard work and some home improvement projects I was working on got put on hold.

Anyway I decided to clean up my act and call some other insurance companies that would not consider insuring me before. What is different now? We have the Carson Fire Department and a fire station going up right in the center of town, lol. Now I was able to get quotes from multiple insurance companies and I got a new homeowners policy that saved me 45% off my previous premiums, sweet.

So if you are still paying old homeowners insurance premiums it might be a good time to shop around for something better.

And a big thank you to all those that have worked so hard to get this Fire Department up and running and also to those that are still volunteering their time and labor to build the new station, Thank You...